| 2 January |
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Affordable Healthcare Options Dental & Medical Benefits for the Uninsured.
In Pennsylvania alone, over 1.4 million people demand health insurance. My family was part of this statistic less than two years ago when my husband unexpectedly lost his job. To make matters worse, just five days earlier, we learned we were pregnant with our second child. The financial position we found ourselves in was terrifying. We dropped a full-time income and lost medical insurance in only one weeks time. Cobra was offered to us, but with the loss of income, we didnt have the $400 it would cost for the monthly premium. Thousands of individuals and families find themselves in similar situations everyday. There are several reasons for the demand of insurance. But whatever the reason, it is important to know that you have options.
According to the Consumer Health Alliance more than 45 million Americans are without health benefits and that number is steadily growing. In most cases, for the households with no benefits, at least one mortal in the household is working a full-time job. The number of households that have insurance are dealing with rising premiums, rising co-pays, and a loss of benefits. In fact, health insurance costs are rising by 10% to 15% or more annually! The middle class is the hardest hit by these rising costs. They make too little to cover insurance premiums on a monthly basis, but they make too much to remember for Medicaid. The Health Care Situation is distressing. But its NOT hopeless.
Consumer Driven Health Care is a relatively new concept but it should by no means be overlooked. The Consumer Health Alliance was launched in 1992 to regulate this new industry. The companies affiliated with the Consumer Health Alliance offer discount medical cards to their members. According to the Consumer Health Alliance, these discount cards are gaining popularity because they allow consumers to acquire access to the healthcare they need without the exclusions, limitations, and paperwork typically associated with insurance. If you are - Click here to read more ...